HIM:

1. Pull up to ATM

2. Insert card

3. Enter PIN number and account

4. Take cash, card and receipt

5. Leave

                    HER:

1. Pull up to ATM

2. Check makeup in rearview mirror

3. Shut off engine

4. Put keys in purse

5. Get out of car because she's too far from machine

6. Hunt for card in purse

7. Insert card

8. Hunt in purse for tampon wrapper with PIN number written on it

9. Enter PIN number

10. Study instructions for at least 2 minutes.

11. Hit "cancel"

12. Re-enter correct PIN number

12a. Hit "cancel"

12b. Call husband to get correct PIN number

13. Check balance

14. Look for envelope

15. Look in purse for pen

16. Make out deposit slip

17. Endorse checks

18. Make deposit

19. Study instructions

20. Make cash withdrawal

21. Get in car

22. Check makeup

23. Look for keys

24. Start car

25. Check makeup

26. Start pulling away

27. STOP

28. Back up to machine

29. Get out of car

30. Take card and receipt

31. Get back in car

32. Put card in wallet

33. Put receipt in checkbook

34. Enter deposits and withdrawals in checkbook

35. Clear area in purse for wallet and checkbook

36. Check makeup

37. Put car in gear, reverse

38. Put car in drive

39. Drive away from machine

40. Travel 3 miles